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Merchant Accounts > Authorize.Net TotalPay^TM

Authorize.Net is the world's leading payment authorization service for online businesses. Over 200,000 merchants use Authorize.Net for processing ecommerce payments over the Internet.
Everyone recognizes that Internet commerce is the next big opportunity - for businesses, for financial institutions, and for consumers. But doing business on the Net means finding a secure, cost-effective, and reliable way to collect payment and process transactions.
Authorize.Net™ fills that need with a server-based transaction-processing system that enables businesses to authorize, process, and manage credit card and electronic check transactions in a real-time, online environment. Best of all, these transactions can be conducted from any computer with an Internet connection and a Web browser.
Merchants simply send us the information we need to process their transactions over a secure, encrypted Internet connection. We take care of the rest on our sophisticated transaction processing system. That means businesses get all the advantages of our fast, reliable commerce servers; powerful databases; and fast, secure, leased-line connections to financial institutions right from their Web browser. All without the hassle, complexity, and expense normally associated with processing and managing payment on the Internet.
Authorize.Net™ offers tremendous benefits to traditional businesses, ebusinesses, financial institutions, Internet service providers, Web developers, and others. Our system is perfect for those companies interested in a secure, reliable payment authorization solution that doesn't require a huge investment in new hardware, software, or bandwidth. TotalPay includes the following services:
Authorize.Net™ Payment Gateway
The Payment Gateway is a component of the Authorize.Net Total Pay system that allows merchants to seamlessly integrate the Authorize.Net Payment gateway with all leading shopping carts and e-commerce platforms (Able Commerce, AlaCart, Americart, Intershop, Miva Merchant, Shop Site, and many more).
Authorize.Net™ Virtual Terminal
Virtual Terminal is a component of Authorize.Net that allows merchants with Internet access to manually enter transactions without the need for an Internet storefront. The perfect solution for traditional businesses looking for a faster, easier way to authorize and manage credit card transactions.
Authorize.Net™ WebLink
Existing Internet storefronts can be linked by the supplied HTML code, or by a proprietary shopping cart/storebuilder program. Brings the fast, reliable, secure transaction processing capabilities of Authorize.Net to storefronts on the Web.
Authorize.Net™ AirPay (optional)
AirPay is a software application that will run on almost any handheld PDA (personal digital assistant) device, allowing you to process credit card sales from any location with access to wireless service. With AirPay, credit cards can be authorized, charged or credited without a traditional swipe terminal or conventional Internet connection. In addition, merchants can view Authorize.net reports from a wireless PDA.
ECheck.Net (optional)
Authorize.Net's eCheck.Net is a payment solution that allows online and traditional merchants to accept and process electronic check payments either directly from their Web site's storefront or through the Authorize.Net™ Virtual Terminal . With eCheck.Net, customers pay for a purchase with an electronic check by selecting the electronic check option and entering the requested bank account information. eCheck.Net encrypts the data using Secure Socket Layer (SSL) 3.0 encryption technology, and transmits it to the secure server for posting. Transactions are automatically settled each day.